D & R Incorporated is a consulting, Debt management and Administration practice.
Our aim is to provide debt relief to private and corporate employee’s, particularly
with regards to financial rehabilitation. The South African Financial services arena
has recently seen an unexpected proliferation of products, which in its wake has
left a mass number of people in debt. These actions have increased the individual
person’s monthly spiral of debt, beyond their control. The credit facilities, easily
available to the majority of the lower and middle-income persons, have resulted in
an ever-increasing debt spiral. Their “take home” pay has in most cases fallen
below the bread line. The infrastructure, systems and software developed by
D & R Incorporated, positions the company as a revolutionary corporate gateway
to debt relief. Utilising an established network of associates and offices, we have
emerged as market leaders in this particular field of Administrators.
Our mission is to help both private and government employee’s to break free from
debt. In order to accomplish this quickly and efficiently, we have specialised our
services to provide these sectors with immediate and practical relief. We take
great pride in helping families turn around their financial situations and to get a
fresh start that everyone deserves as it is easier to fall into debt than it is to
recover from.
D & R Incorporated WILL HELP THEIR CLIENTS BY:
We provide a full Debt Counselling session – free of charge;
Placing our clients under Debt Review or Administration, overseen by a Magistrate, through the respective courts;
This Court Order, enables a consolidation of all the clients debt and grants them Legal Protection against any further Civil Legal actions;
One convenient payment instead of many enables you to pay off your debt while meeting your basic living needs;
End creditor harassment, at home and work, due to Legal Protection granted by the court;
The ability to face life and your bad debt with dignity, as Debt Review or an Administration Order serves as a Financial Rehabilitation Programme;
Increase nett salary, due to only paying one instalment instead of many;
As Debt Review and an Administration Order is a Court Order, no more new debt can be incurred whilst paying off your existing debt.