American Home Finance is capable of doing loans in Hawaii. We always have the best rates and we offer a variety of loans to meet your needs.
If your home mortgage is "upside down" we have programs for your refinance viewing. For normal landing we generally have the least expensive rates with zero points.
- 3-4 unit building at 95% loan to value
- New condos where the Association has not yet been turned over to the owners
- 95% on a 7/23 or 5/25 balloon loan
- Programs that avoid PMI for 95% loan to values
- Long term locks for New Construction with an up front fee that is returned at closing.
- Cash out at 90% to pay off a divorced spouse
- 95% refinances
- Bankruptcy discharge of less than 2 years
- Rehab project on a 1-4 unit building
- Non-owner occupied condo jumbos
- 2nd home and co-ops
- 80% loan to value on up to $1,000,000
- No income or no ratio loans for owner and non-owner occupied
- Lot loans and construction-end loans with only one closing
- Resident aliens with less than 2 years residency
- Less than two years of self employment
- Equity loans to 100%
- Apartment Building Loans at 80% loan to value on some programs.
- No Cost Loans at rates just above the daily rates being quoted.
