As the preferred processor for Capital Bank of Georgia, Bankcard Solutions has been in business in Chattanooga, TN for over 18 years with an A+ BBB rating.
We offer the ability for our merchants to accept payments using a mobile device, through an online gateway, POS systems or a countertop terminal.
Here is a brief overview about our 0% Club program for local merchants:
We place our customers on Interchange Cost Plus pricing for credit/debit cards. The Interchange costs that the card brands (Visa/MasterCard/Discover) set for the individual cards is passed directly on to you, meaning we only charge you the cost of the card and no additional margin rate. With our 0% Club, we are able to offer the rate of Interchange Costs plus 0% for life. We find on average this program saves merchants a minimum of 25% on their processing costs.
Average Swiped Interchange Rates
Debit Card: 0.05-1.19%
Credit Card: 1.54-2.00%
Rewards Credit Card: 1.65-1.95%
Corporate/Business Card: 2.0-2.4%
Average Keyed Interchange Rates
Debit Card: 1.60%
Credit Card: 1.75%
Rewards Credit Card: 2.20%
Corporate/Business Card: 2.65%
WE OFFER THIS SPECIAL BONUS: Your monthly merchant processing gets reported as a trade line to business credit reporting agencies and thus positively affects your business credit rating. It costs you nothing, builds your business and you can't get it anywhere else.
Our goals are:
• To minimize the total cost of card acceptance
• To provide outstanding customer service
• To assist in building business credit of our merchants
• To give our customers the opportunity to pay 0%
Ask Me About the Other Services We Offer
• Gift Cards
• Check Guarantee and Conversion Service
• Free ATM Placement
• Business Financing/Loans
• Cash Advances
Please feel free to contact me at any time if you have any questions or would like to review your current processing method.
