Bankruptcy Lawyer Flint Michigan - Bankruptcy Attorney Flint Michigan
www.BankrtuptcyLawyerFlintMichigan.Com
Bankruptcy Lawyer Flint Michigan
Flint Michigan Chapter 7 Bankruptcy Lawyer
Bankruptcy Lawyer Flint Michigan Associates specializes in Bankruptcy Law in the Flint Michigan area. If you are searching for a quality law firm to represent you on your Chapter 7 or Chapter 11, Chapter 12 or Chapter 13 Bankruptcy contact Bankruptcy Lawyer Flint Michigan Associates for a free consultation and case review. We connect you with a Lawyer who specializes in Bankruptcy Cases in Flint Michigan and the surrounding communities of Grand Blanc, Davison, Swartz Creek, Flushing, Goodrich, Fenton, Holly, Ortonville, Clarkston, Waterford, Mt. Morris, Clio, Frankenmuth, Birch Run and more.
When You File Bankruptcy in Flint Michigan
You can choose the kind of bankruptcy that best meets your needs provided you meet certain qualifications:
Chapter 7 in Flint Michigan - A trustee is appointed to take over your property. Any property of value will be sold or turned into money to pay your creditors. You may be able to keep some personal property and possibly some real estate depending on your case situations. Bankruptcy Lawyer Flint Michigan Associates specializes in giving you the best advice to make the correct decisions regarding your Chapter 7 bankruptcy action in the Flint Michigan area.
Chapter 13 in Flint Michigan - You can usually keep your property , but you must earn wages or have some other source of regular income and you must agree to pay part of your income to your creditors. The court must approve your repayment plan and your budget. A trustee is appointed and will collect the payments from you, pay your creditors, and make sure you live up to the terms of your repayment plans. Bankruptcy Lawyer Flint Michigan Associates will work with you to make sure you reap all the benefits when filing your Chapter 13 case in Flint Michigan.
Chapter 12 in Flint Michigan - It is very much like a Chapter 13 Bankruptcy, but is only for family farmers and family fishermen.
Chapter 11 in Flint Michigan - This used mainly by businesses. In a Chapter 11 case you may continue to operate your business, but your creditors and the court must approve a plan in which you repay your debts. There is no trustee unless the judge decides that one is necessary. If a trustee is appointed, the trustee takes control of your business and property. Bankruptcy Lawyer Flint Michigan Associates will work with you and your creditors to find the best solution for your case.
What is Bankruptcy Discharge?
One of the reasons people file bankruptcy in the Flint Michigan area is to get a discharge. A discharge is a court order which states that you do not have to pay most of your debts. Some debts cannot be discharged. For example you cannot discharge debts for - Taxes, Child Support, Alimony, Student Loans, Court Fines and Criminal Restitution, Personal Injury caused by a drunk driving or under the influence of drugs. The discharge only applies to debts that arouse before the date you filed. Also, if the judge finds that you received money or property by fraud, that debt may not be discharged.
It is important to form a complete list of all of your property and debts in your bankruptcy schedules. If you do not create a list of complete debts it is possible some of the debts will not be discharged. Therefore, it is a good idea to get all of your debt information together before proceeding with a Bankruptcy action in the Flint Michigan area. The judge can also deny your discharge if you are found to do something dishonest in connection with your bankruptcy case. This includes destroying or hiding property, falsifying records, lying or if you disobey a court order.
You can only receive a chapter 7 discharge every eight years. No one can make you pay a debt that has been discharged, buy you can voluntarily pay any debt you wish to pay. Bankruptcy Lawyer Flint Michigan Associates will see to it that all of these details are addressed in your bankruptcy case.
Contact Bankruptcy Lawyer Flint Michigan Associates now for a free consultation and case review regarding your Bankruptcy Case in Flint Michigan and the surrounding communities of Grand Blanc, Davison, Swartz Creek, Flushing, Goodrich, Fenton, Holly, Ortonville, Clarkston, Waterford, Mt. Morris, Clio, Frankenmuth, Birch Run and more. We will see to it that is the best call you ever made!
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(810) 953-1100
Oakland County (248) 677-2889
To provide you the best representation for your Bankruptcy Case in Flint Michigan.
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