GEMC Federal Credit Union is a different kind of financial institution, designed to serve all of your individual financial needs, from regular savings and checking accounts to a variety of loans.
GEMC FCU serves the financial needs of employees and family members of electric cooperatives in the state of Georgia and their associated service organizations in the EMC system. GEMC FCU also serves member-consumers and family members of GreyStone Power Corporation, meaning if your household receives power from GreyStone, you are eligible for membership.
Our sole purpose is helping members reach their financial goals. Once you join, you're an owner and member, not simply an account holder. You can count on our staff to give trustworthy advice based on your best interests and help you choose options that best fit your individual needs.
We have three Atlanta-area branches:
Main Office: 2100 E Exchange Pl, Ste 101, Tucker GA 30084
470-514-3000 Fax: 770-938-9221
Hours: Monday-Friday 9am to 4pm
Douglasville Office: 4040 Bankhead Highway, Douglasville, GA 30133
770-949-3557 Fax: 770-947-1857
Hours: Monday-Friday 8am to 5pm
*ATM at this location*
Dallas Office: 120 GreyStone Power Blvd, Dallas, GA 30157
770445-2800 Fax: 770-445-4946
Hours: Monday-Friday 8am to 5pm
Additional GEMC FCU location:
Carroll EMC - 155 N Hwy 113, Carrollton, GA 30117
Credit Union members who are employed by our partner EMCs are also served by volunteer Credit Union Service Advisors (CUSAs) in their individual EMC branch offices.
Savings Products
Savings & Club accounts
Certificates of Deposit (CDs)
Individual Retirement Accounts (IRAs)
(This Credit Union is federally insured by the National Credit Union administration.)
Checking Products
Basic & Dividend Checking options
VISA Debit Card - free for all checking account holders
Overdraft Protection/Courtesy Pay
Loan Products
Auto loans - with free Cary Buying Service available
Motorcycle & Recreational Vechicle loans
Personal loans
VISA Credit Cards - Platinum, Classic and Secured programs
Mortgage Products
First Morgages
Home Equity Lines of Credit
(GEMC Federal Credit Union is an Equal Housing Opportunity Lender)
Convenient Account Access - free to all members
Online Banking with E-Statements and Bill Pay Service
Mobile Banking
Shared Branch Service
Nationwide ATM Network
