Liberty National - Harris Agencies

About

Liberty National Life Insurance Company has been in the insurance business since 1900. We offer affordable life and supplemental health insurance.

Description

Liberty National at a Glance
•Life and supplemental health insurance available through in-home and workplace sales.
•Licensed in 49 states.
•Headquartered in McKinney, Texas.
•Nationwide Agency Offices.
•Portable insurance coverage - if you move or change jobs, our coverage stays with you.
•Individual, single parent, and family policies available.

Our Parent CompanyTorchmark Corporation
Liberty National is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). Torchmark Corporation is one of the largest publicly held financial services holding companies in the nation. Torchmark Corporation markets life and supplemental health insurance for middle-income Americans through its affiliate companies. Torchmark Corporation is a Fortune 1000 company.

Financial stability

Liberty National has been in business since 1900 and that's no accident.

When you're considering an insurance company to provide coverage for your family in case something tragic would happen, what's most important to you?

Besides having a real, live person to help you during a difficult circumstance, the insurer's ability to pay claims would most likely be a concern.

Liberty National earns consistent high ratings from reputable independent industry analysts:
• A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/14)
• AA- "Very Strong" Financial Strength Rating from Standard & Poor's (as of 8/14)
• A1 Insurer's Financial Strength Rating from Moody's (as of 1/14)
• A+ "Strong" Insurer's Financial Strength Rating from Fitch (as of 5/14)
•Ward's Top 50 Life-Health List (as of 7/14)

Liberty National History
In the 1920s, we launched into the stormy sea of the Great Depression, which only buoyed our determination to succeed. Through the years, we've weathered every economic downturn while other insurance companies closed shop. Point is, we're still here and we'll be here when you need us most.

One-on-one service
Have you ever been on hold for an eternity, only to get a recording? Then, when you finally got a live person, you were transferred from department to department? At Liberty National, we have real, live local Agents who will answer questions about your policy, help you file a claim, and even come to your home where and when it is most convenient for you.

When you're considering an insurance company to provide coverage for your family in case something tragic would happen, what's most important to you? Besides the insurer's ability to pay claims, having a real, live person to help you.

Liberty National Operating Principles:
• Our Company believes in personal, one-on-one service for insurance needs.

• Service is often the distinction between a good and a great company. A great company goes the extra mile not just to sell a product, but to establish a relationship with the customer. We don't just preach service - we practice it.

• Liberty National is the company that does what it says it will do. Customers want a company they can depend upon to pay claims. Clients buy an insurance policy and expect that policy to perform when needed.

Community Involvement

From our Corporate Office to individual Agency Offices nationwide, Liberty National is involved in the communities we serve. Whether it is building a Habitat for Humanity home for one of our own, taking food to a policyholder who just lost a loved one, volunteering at a local homeless shelter, or participating in the Komen Race for the Cure, see how our people make a difference.


Alabama Tornado Relief
Gratitude from Goshen: Alabama Tornado Relief
Relay for Life
Torchmark Corporation sponsors and participates in local fund-raising event.
Agents Going the Extra Mile
Three Agents who take service to the next level.
Komen Race for the Cure
Team Torchmark nearly doubles donations for 2010 Race For The Cure.
Habitat for Humanity
Building a home for one of our own.
Closer to the Heart
Launched in April 2012, Closer to the Heart is a long-term humanitarian project extending Torchmark Corporation Affiliates' commitment to the community by making financial and service contributions to programs that provide hands-on assistance in the communities we visit.

LNL CAREERS

-Money!!
Liberty National offers THE best compensation plan in the insurance industry, as well as bonuses, incentives, and residual income that can help you retire after 10 years of service. Change your lifestyle and the lifestyle of generations to come in your family by becoming an insurance sales professional.

-Incentives & Recognition
Sometimes you wanna go where everybody knows your name. And where there are lots of extra ways to earn more money, like bonuses and residual income. Liberty National also recognizes top performers in its monthly, four-color, printed magazine. And we high five our people on Social Media and at our annual conventions and other sales incentive trips.

-Community Service
Wouldn't it be nice to make a difference in the world - every single day? At Liberty National, you can and will. Our insurance sales representatives change lives, help people, and make the communities we serve a better place. Our Agency Owners also participate in two service projects annually through our Closer to the Heart initiative.

Products

Our Products

Liberty National offers life and supplemental health insurance through in-home and workplace sales. Our insurance policies are portable, meaning if you move or change jobs our coverage stays with you.

Individual, single parent, and family policies are available

Our portfolio of products includes:

- Life Insurance
•Term Life
•Whole Life

- Supplemental Health & Accident Insurance
• Cancer
• Critical Illness
• Hospital Intensive Care
• Hospital Accident
• Accident
•Medicare Supplements

Liberty National products help our policyholders with:
•Final expenses
•Supplemental health and accident expenses
•Mortgage payments
•Income replacement for spouse and children
•Children's educational expenses
•Emergencies and opportunities
•Special business needs
•Section 125 cafeteria plans
•Payroll deduction plans