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Reviews, get directions and information for Motor City Co-op Credit Union

Motor City Co-op Credit Union

About

Motor City Co-op Credit Union is a not for profit, full service credit union, serving Michigan since 1948 with assets of $137 million and 17,600 members.

Description

When MCCCU members need to borrow, they count on their credit union to have the right loan for any purpose at the best rates around.
• Mortgages and equity loans
• Low-cost vehicle loans
• Signature loans
• Credit cards
• Credit Builder Loan
This commitment to value is evident throughout our complete line of financial services:
• Free checking and Bill Pay
• Free debit card
• 30,000 surcharge-free ATMs nationwide
• 5,000 shared branch offices across the country
• Free online and mobile banking
• Business services
• Federally insured savings and IRAs
History
Motor City Co-op Credit Union has been helping members improve their financial wellbeing since 1948, when the credit union was founded in the living room of Ralph Bathanti’s Detroit home. From first year totals of 175 members and $7,100 in assets, today we serve 15,800 members with total assets of $136 million.
Our main office is located in Clinton Township, with branches in Roseville, Detroit and Warren. In addition, our ATM and shared-branch networks enable members to access their MCCCU accounts from anywhere in the country.
We are proud that our members trust us as their primary financial institution, and are ready to serve them any time, from anywhere.

CLINTON TOWNSHIP MAIN OFFICE
37321 Garfield Road

Lobby Hours
Monday — Thursday: 9 am to 5 pm
Friday: 9 am to 6 pm
Saturday: 9 am to 1 pm

DETROIT OFFICE
3151 Gratiot Avenue

Lobby Hours
Monday — Thursday: 9 am to 5 pm
Friday: 8 am to 5 pm

ROSEVILLE OFFICE
28421 Utica Road

Lobby Hours
Monday — Thursday: 9 am to 5 pm
Friday: 8 am to 6 pm

WARREN OFFICE
25141 Hoover Road

Lobby Hours
Monday — Thursday: 9 am to 5 pm
Friday: 8 am to 6 pm
Saturday: 9 am to 1 pm (Drive-Thru only)

Products

MCCCU is a full service financial institution offering members mortgages, loans, credit and debit cards, as well as checking, savings and other deposit products.



"Christian Financial Credit Union is a member-owned, not-for-profit organization that has been helping members and their families since 1950. As a member, you are eligible to take advantage of a wide range of financial products and services, as well as receive exclusive members-only discounts."
Address: 37321 Garfield Rd, Clinton Township, Michigan 48036
Phone: (800) 328-8051
Parking: Lot
State: MI
City: Clinton Township
Street Number: 37321 Garfield Rd
Zip Code: 48036
categories: credit union, loan service


Opening Hours

Monday: 09:00 - 17:00
Tuesday: 10:00 - 17:00
Wednesday: 09:00 - 17:00
Thursday: 09:00 - 17:00
Friday: 09:00 - 18:00
Saturday: 09:00 - 13:00


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Reviews
This establishment has been very disppointing. There is some concern of a lack of knowledge in how to read a credit report as well as some of the underwriters decisions. The customer service reps procrastinate on apps3days and are incompetent. Melissa Spica was the only rep that has been efficient and consistent. However, I will be changing institutions.
Joe was patient, friendly and kind and did all he could to make sure everything went smoothly. And he has a nice smile.
Was a member of Motor City Credit Union since the mid 90's. One visit to Christian Financial was enough for me. Snarky customer care and more fees and charges for everything. No more - I'm out.
Terrible customer service since being bought by Christian financial. The service in general has gone down tremendously since the first letter about the merger came out. The entire transition simply hasn't worked. Save yourself the head ache and go somewhere else. You will spend at least an hour trying to get someone to even pick up the phone if you need customer service. Once I finally get access to my money I will most likely be leaving this institution for something better. Update: went into the nearest branch after trying for 45 minutes on the phone. Lines out the door because of the merger. Turns out when you make everyone wait till the same day to activate and enroll in the new system, their servers couldn't handle it. The staff are great at the Garfield location. The automated machines are what's terrible.
This is our bank credit union of choice. Been with them since the early 2000s. A couple of loans in no time at all. They watch your accounts for possible fraud activities. The new system took a little time to get used to and now we can use it practically blindfolded. If you don't like something, find someplace else. We stay here because we are happy with the service.
They roll out this new website and I cannot access my account. I know computers but no matter what I try, nothing. Then I call for help and sat on hold for a long time and had to get back to work. So I go to my location after work and it's temporarily closed! So I'm trying another location and I've been here for 15 minutes and still no one is available to help. My credit card pym is late and I'll take a hit to credit and a fee!!?? I'm out. I'm paying it off and going to Huntington for new credit card as my score is very high
I have banked with Motor City Credit Union for over 15 years. Once Christian Financial took over THEY MADE ME CLOSE ALL OF MY ACCOUNTS all because I earn income which i pay taxes on, from a LEGAL state regulated Michigan marijuana facility. Which I am the General Manager at, actually. Terrible terrible customer service ever since switching to Christian trash Financial. Diane I believe is her name is a witch. They could care less about your situation. They do not care about their members like Motor City Credit Union did before they were taken over. ALSO, please don’t say it’s because you are ‘following federal regulations’ I got on the phone with 4 other MAJOR banks and they all told me they would GLADLY take my hard earned money. This place is for the birds. Don’t waste your precious time.
I have been a member for nine or ten years. They took out overdraft fees even though I had the money in the bank so much that they put me in the negative, they didn't even contact me to let me know. And when I got back into the positive, they did it again and again! The man I spoke to was unhelpful and condescending and rude. He said that he would have a manager contact me shortly and it's been hours, still no call. Hopefully when Christian Financial takes over, it'll feel like someone actually cares. UPDATE: They never bothered contacting me, it's been two days now. Wow.
I have been with motor city CU for sometime now and I absolutely love their service over my other financial institution. They have great customer service and always willing to answer any and every question. They are proactive in offering solutions and other programs to help your current financial situation if needed. The only bad encounter I had was with a banker sits in office who gave me a hard time about getting a direct deposit slip. He kept asking me why I would need it and if I’m aware I requested one before who gives a F it’s my account I can request how many ever direct deposit enrollment I want! Outside of that experience I have never had a negative experience here. I have built a great rapport with some of the bankers! Great establishment!
I have had the unfortunate displeasure of having to go into this credit union for my mom, to help her out. Both times i think I have been treated the worst out of any bank I have ever been to. They are horribly rude for no reason and it lasts the entire transaction. I will never return there, for any reason. For a "Christian" credit union, they represent anything but kindness. They are disgraceful.
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