People's Credit Union is a community credit union that has served the people of Rhode Island since 1922. Membership in People's Credit Union is available to all individuals regardless of residence or occupation.
We're Owned By Our Members
People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. Members combine their savings to create a pool of funds from which other members can borrow. Unlike banks, credit unions do not have stock holders. All People's Credit Union members are encouraged to attend the Annual Meeting, where you may vote to elect a volunteer Board of Directors who oversee the Credit Union's operations. Each member in good standing receives one vote, regardless of their account balance.
We Exist to Serve, Not Make A Profit
Income earned on loans, investments and fees is returned to members in the form of higher savings rates, lower loan rates and additional products and services. Funds on deposit at a credit union are federally insured by the National Credit Union Association (NCUA), an agency of the U.S. government.
Money Invested In Your Community
People's Credit Union is a local institution and community oriented, providing friendly, helpful, and efficient assistance to our membership. As a community credit union we subscribe to the philosophy of "people helping people" by financially supporting many other not-for-profit charitable agencies and organizations within the communities we serve.
Helping Members Meet Their Goals
We understand that every situation is unique and we pride ourselves on working with members to find the best match for their financial needs. People's Credit Union offers a complete range of products and services with all the convenience features you've come to expect from a financial institution, so we know that you'll be satisfied.
Come see for yourself what the Credit Union Difference is all about - call or visit any of our branch locations today to open your account.
