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The opinions expressed by followers are theirs alone and do not necessarily represent the views of Putnam Investments or its management.
The views and opinions expressed are those of Putnam Investments, are subject to change with market conditions, and are not meant as investment advice. Economic and performance information is historical and not indicative of future results.
Robert L. Reynolds is the President and CEO of Putnam Investments and of Great-West Lifeco U.S. Inc. and is affiliated with Putnam Retail Management. Opinions expressed by Mr. Reynolds are his own.
Questions about your investments at Putnam or customer-service issues are best handled by contacting your financial advisor, or by calling a Putnam customer service representative at 1-800-225-1581 between the hours of 8:00 am and 8:00 pm Eastern time, excluding market holidays.
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Information posted on this site is presented by Putnam Retail Management. Facebook is owned by a third party unaffiliated with Putnam Retail Management (Putnam Investments). By liking others on Facebook, Putnam Investments makes or implies no endorsement. By clicking on links to third-party sites, you will leave this Putnam Retail Management hosted property. Putnam Investments is not responsible for the content or services offered on linked websites. Use linked websites at your own risk. Carefully review the site's terms of service and privacy rules as they apply to you. Opinions or recommendations on any linked websites are those of independent providers and do not imply a recommendation from Putnam Investments, which is not responsible for inaccuracies or errors.
Diversification does not assure a profit or protect against loss. It is possible to lose money in a diversified portfolio.
Consider these risks before investing: All funds involve risk, and you can lose money. See the prospectus for details.
International investing involves certain risks, such as currency fluctuations, economic instability, and political developments. Additional risks may be associated with emerging-market securities, including illiquidity and volatility. Growth stocks may be more susceptible to earnings disappointments, and value stocks may fail to rebound. Funds that invest in bonds are subject to certain risks including interest-rate risk, credit risk, and inflation risk. As interest rates rise, the prices of bonds fall. Long-term bonds are more exposed to interest-rate risk than short-term bonds. Unlike bonds, funds that invest in bonds have ongoing fees and expenses. Lower-rated bonds may offer higher yields in return for more risk.
Request a prospectus, a summary prospectus if available, or an offering statement from your financial representative or by calling Putnam at 1-800-225-1581. The prospectus and offering statement include investment objectives, risks, fees, expenses, and other information about the funds and Putnam 529 for America that you should read and consider carefully before investing.
Putnam 529 for America is sponsored by the State of Nevada, acting through the Trustees of the College Savings Plans of Nevada and the Nevada College Savings Trust Fund. Anyone may invest in the plan and use the proceeds to attend school in any state. Before investing, consider whether your state's plan or that of your beneficiary offers state tax and other benefits not available through Putnam 529 for America. If you withdraw money for something other than qualified higher education expenses, you will owe federal income tax and may face a 10% federal tax penalty on earnings. Consult your tax advisor. Putnam Retail Management, principal underwriter and distributor. Putnam Investment Management, investment manager.
Putnam Retail Management
