Life insurance premiums are based on age and health risk. As you age and your health deteriorates, the more expensive it can become to purchase the life insurance coverage you need. Once you pass age 70, or develop significant health problems, buying additional coverage may be difficult, costly or nearly impossible.
If you are not sure you have enough life insurance to help meet your needs, ask yourself these few very important questions:
• Do you have enough life insurance to cover your final expenses?
• Will your family be able to give you the kind of funeral you want and deserve?
• Will there be enough money to take care of your current debts and other
financial obligations?
• If family members currently depend on your income, will they be able to remain in
the home you’ve provided?
• Will your family be able to retain their current quality of life, without your help?
• Would you like to be able to continue helping them after you’re gone?
• Would you like to leave a large donation to a favorite church, school or charity?
I can review your current coverage and help you determine if you have enough life insurance coverage to meet your needs. Contact me today for a no-obligation interview.
The planning you do today can allow you the peace of mind knowing that you and your financial security are better protected for tomorrow!
