Underwriting Manager specializing in the management of cell captives and niche insurance companies.
TRAFICC is an Underwriting Manager who specializes in the management of niche insurance companies and cell captives. We are the leading Underwriting Manager in the Motor, Micro Finance and Retail industries in South Africa and Africa. In our 9 year history we have revolutionized the management of niche insurance businesses in these industries and have been instrumental in allowing our clients to become self-sufficient and thereby non reliant on the major insurance companies and banks. Not only have we introduced products, systems and reporting which are more relevant to our clients’ needs but we have done so in a more cost effective manner than what exists in the market. The combination of these two factors has allowed TRAFICC to compete in an extremely mature and competitive market place where our major competitors normally have a hold on our clients either in terms of an ownership interest and/or a financial relationship and/or a franchise relationship and/or a historic relationship.
TRAFICC is owner managed and is completely independent from any insurance company or bank thus removing any potential conflict of interest and ensuring that our client’s solution is 100% in their best interest. We are able to manage the entire process in our client’s insurance business, including but not limited to:
1. Management of the entire portfolio
2. Product innovation and design which includes
• drafting of policy wordings, disclosures and applications
• determining of appropriate benefits and pricing
• assessing the necessity for reinsurance
3.Policy fulfilment
4. Policy administration
5. Premium collection – specializing in control of collecting monthly premiums
6. Claims administration
7. Financial reporting
8. Product training
9. Marketing material
Maximisation of a business’s client base is a key principle in business today. Statistics show that securing new business is both time consuming and extremely costly. For this reason, businesses are maximising their Value Chain with each and every opportunity that presents itself. One of these opportunities is through the selling of relevant insurance products to your customer base.
TRAFICC is a customer service orientated business. We exist because of our clients and their customers, hence we are driven to provide exceptional service. We need to offer relevant product to the end consumer and pay their legitimate claims efficiently. To our clients we need to deliver a solution that is brand enhancing and that allows them to enter the insurance industry in the most cost effective manner. We need to do all of this while still delivering decent returns to our shareholders. Furthermore, we believe that we are here to nurture and develop the passionate and talented team that we have built up.
Top Up
In the event of the total loss of your vehicle (write-off or theft) TRAFICC Top-Up covers what your comprehensive policy does not, allowing you to get back on the road.
Protection Plan
When the unforeseen happens and you can’t pay the instalments the TRAFICC Protection Plan protects you and your family and helps you meet your financial obligations.
Return to Invoice
In the event of the total loss of your vehicle (write-off or theft) TRAFICC Return To Invoice (RTI) helps you to recover the depreciated value of your vehicle, helping you get back what you originally paid for the vehicle and protecting your investment.
Torque Warranties / Mechanical Warranties
Don’t let the UNEXPECTED CLANK BREAK YOUR BANK. Your absolute peace of mind that when your vehicle breaks down with mechanical or electrical failure you have extra special protection against the unexpected high repair bill.
Tyre Warranty
Best you TREAD CAREFULLY WITHOUT IT! It is only a matter of time before you damage the tyres on your vehicle. The TRAFICC Tyre Warranty will repair or replace your tyres in the event of damage.
Maintenance Plan and Service Plan
Coming soon...
Ding to Bling
Don’t worry about THE LITTLE DINGS IN LIFE! TRAFICC Ding to Bling (D2B) provides for the removal of minor dents, scratches and windscreen chips & cracks, keeping your vehicle in showroom condition.
