Capital Bank, NA

Almost a total scam offering secured credit cards under the DBA of Open Sky Credit Cards to help build credit. Very simply the minimum monthly payment is 25 dollars. There is a late fee of 25 dollars also associated with the account. We were late once and they jumped it up to a minimum payment of $85. Upon further examination after a second month of being late they now want a minimum of $185, almost 4 times what they claim the minimum payments plus late fees for two months are. Real cute practices. We're finding out if this is legally actionable.
1 8 years ago (09-04-2018)

As a real estate professional, I work with buyers and sellers all of the time. This bank was the MOST difficult bank I have EVER worked with. The lender had over 3 months to complete the necessary paperwork and still weren't ready to close on time. The loan officer never returned calls, had his processor instead return the calls. My clients got a good rate with them, but even after the transaction was concluded, they agreed that it wasn't worth the hassle and delays.
1 12 years ago (24-03-2015)

Muy bueno
4 12 years ago (17-06-2014)