First Choice Loan Services Inc.

I found First Choice via the Costco Mortgage Program. I found them to be responsive, professional, and courteous during our interactions. Based on my initial contact with First Choice, I happily proceeded with the home purchase process. The process moved quickly, and of course required lots of documentation---but no more than usual when purchasing a home. The closing/settlement took place within 45 days. I primarily worked with Natasha Campisi and Rebecca Allard; both were fantastic. I would definitely recommend Costco/First Choice to anyone looking to purchase a home.
5 7 years ago (29-04-2018)

First Choice Loan Services Inc. is the provider of Mortgage Services for Costco Members. I plan to relocate to a different area by next year. I applied for a mortg loan with them since costco promotes them. My credit score is over 825. My current home morgt is almost paid off with a balance of less than $60k and more than 10times that amount in equity. I have no other debts. the "loan originator" asked for ssn#, 1040 tax return, credit reports and more. After 2 months I was approved and sent a "pre-approval letter" which was over the amount of the house I wanted to buy. After I entered into contract agreement the same loan originator says they wont fund the loan because my debt to income ratio was too high and I needed to pay off my current mortg or sell the house 1st. Really! I didn't waste anymore time since I was under contract, I ran to another lender got approved and closed. Bottom Line: If you need a mortg loan Don't Waste Your Time With this Lender.
1 10 years ago (07-09-2015)